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St Louis Roofing: Article About Financing New Roofs

ACI Exteriors: Affordable Roofers St Louis MO
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When your roof reaches 20 or 30 years of age, it's approaching its last days. Shingles may start to break down or snap off altogether. A trusted St Louis roofing company may suggest a brand-new roof in the coming months. However, you're probably concerned about paying for that large of an expense. Before you agree to a new rooftop, you should consider your available financing options today.

Responsible homeowners will usually dedicate a certain percentage of their paychecks to their property's maintenance. If you save around $100 each month for several years, you can have enough money for a standard roof replacement. Compounding interest and smart investing will help your funds soar to lucrative heights. Alternatively, look for funds in your equity line. If you take a credit line out on your home's ample equity, you'll have enough money for a quality installation.

If your budget is limited, you should look into state and federal resources. There are several government loans that can be granted to homeowners that have good credit but limited savings accounts. These loans may be more generous if you're trying to install an energy-efficient rooftop. Go online and research the available loans from every government entity. Maintaining your home increases your property value and the entire neighborhood's reputation.

As you work with several contractors regarding project quotes, ask them about their financing options.

Have a question regarding gutters or roof repairs? Please ask a roofing contractor from ACI Exteriors of St Louis MO today.

Some contractors work in conjunction with a lender or financing entity. They might be able to help you with the financing by forwarding your information to a specific contact. In most cases, this financing option is beneficial to the contractor's customers because the lender may create a specialized interest rate based on their relationship within the roofing industry.

You can also use a no-interest credit card as another financing alternative. Many creditors offer introductory rates with one year of no interest. This financing option is a smart one if you can pay off the balance within that 12-month period as you'll be able to pay off the entire balance while avoiding having to pay any interest. If you know that you cannot pay off the balance in the allotted time, however, seek out other financing options. Credit card interest will compound quickly with a high balance.

Ideally, select a roofing contractor based on their expertise instead of their price point. One contractor might use plastic caps and another might apply questionable fasteners to a rooftop. You want a reasonable price for a quality installation that will ultimately save you money over the life of your home.

Contact ACI Exteriors today

For your free estimate, please call us today at (636) 294-3826 or submit the form below.

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